Under your brand
White-labelled Miso
Offer Miso as your own branded experience. Choose the services you need, with fully configurable modules to fit your insurance offering.
Your brand. Your choice of modules.
Our services
Your insurance.
Miso, your way.
One behavioural intelligence platform for motor and health insurance. Use white-labelled Miso with configurable modules, or bring selected services into your own app.
Talk to us about your needsTwo ways to work with Miso
Driving behaviour and motor insuranceExplore services 
Wearable insights and health engagementExplore services Miso Motor
Driving behaviour. Better insurance decisions.
From qualification before purchase to support during a policy, choose the motor modules that fit your insurance journey.
Qualify to buy
Before the policy
Use a pre-underwriting snapshot of driving behaviour to generate a Driving Score. Support qualification, personalised pricing and a potential upfront premium discount, without requiring ongoing monitoring for QTB.
FNOL
First notification of loss
Give customers a digital starting point for reporting an incident. First notification of loss connects the initial report with your claims journey.
Ongoing monitoring
Usage-based insurance (UBI)
Keep understanding how customers drive throughout the policy. Ongoing monitoring brings driving behaviour and vehicle usage into your usage-based insurance programme.
Crash detection
When an incident happens
Use mobile telematics to identify potential crashes. Add crash detection to your insurance experience to support the next steps after an incident.
Behavioural Aggregator
Insurance quotes from various providers
Bring insurance quotes from various providers into one experience. The Behavioural Aggregator gives customers a place to explore and compare insurance options within the Miso ecosystem.
Miso Health
Health behaviour. More personal engagement.
The same behavioural intelligence layer, applied to wearable and activity data. A different proposition for health insurance.
Miso Health is in development. Its initial focus is customer acquisition, segmentation and engagement, with the proposition being validated before commercial deployment.
Health behavioural snapshot
A 30-day lookback
With the customer's consent, use wearable and activity data to build a 30-day snapshot of health behaviour. This is the starting point for the Miso Health Qualify to Buy proposition.
Health Score & segmentation
Understand the individual
Interpret the behavioural snapshot as a Health Score to help understand customers and identify segments and needs. The initial focus is acquisition and engagement; wearable behaviour alone does not determine underwriting risk.
Personalised insurance propositions
A reason to share and engage
Develop insurance propositions with wellness or lifestyle incentives that give customers an economic reason to voluntarily share behavioural data. Explore ways to reach consumers underserved by conventional acquisition.
Ongoing behavioural engagement
Beyond the initial snapshot
Plan periodic validation to maintain incentive eligibility and build an ongoing relationship with the customer. Personalised engagement is designed to encourage positive behaviour over time.